Container Home Mortgage Specialists
We've closed $47M in container home loans.Yours is next.
Conventional lenders don't know how to appraise corrugated steel. We do. Our desk works exclusively with 38 lender partners who've built underwriting guidelines around container construction — so your floor plan doesn't stall at the appraisal desk.
$487,000
40-ft dual-stack · Austin, TX
Closed in 18 days
Approval Rate
94%
vs 34% industry avg
By The Numbers
The only desk that runs these numbers
Approval Rate
Across all container home loan applications submitted through our desk in 2025. Industry average: 34%.
Average Close Time
From completed application to funded loan. Conventional lenders average 47 days on non-standard construction.
Lender Partnerships
Institutional partners with dedicated container home underwriting guidelines — not generalists guessing at appraisals.
Data based on ContainerLoans funded transactions, January–December 2025. Past performance does not guarantee future results.
Funded Builds
Real projects. Real lenders. Real keys handed over.
Every build below was declined by at least one conventional lender before reaching our desk.
Three 40-ft containers on 5 acres. Closed in 19 days.
Marcus and Priya Delacroix owned the land outright and had a licensed architect's floor plan, but four banks turned them down because their appraisal software had no comparable sales for corrugated steel. We matched them with a portfolio lender in Austin who'd funded 12 container builds. The appraisal came in at $534,000 - $44K over their build cost.
Loan Amount
$412,000
Rate
6.875% 30yr fixed
Close Time
19 days
Prior Declines
4 banks
One container. $287K. 16 days from application to keys.
Simone Okafor had saved $95K in cash but was $192K short on a single-container build at 8,200 feet elevation. Altitude, non-standard construction, and rural location triggered three automatic declines. Our team sourced a regional credit union with a manual underwriting track - they'd appraised altitude builds before. Simone moved in before the first snow.
Loan Amount
$192,000
Rate
7.125% 20yr fixed
Close Time
16 days
Elevation
8,200 ft
Six-unit container compound. $1.8M. The appraisal that changed everything.
Portland architect firm Hara + Voss had four clients whose container compound projects had stalled at the financing stage for 14 months. The problem wasn't creditworthiness - it was that no appraiser would touch a six-unit corrugated cluster. We brought in a certified specialist appraiser from our network, established a comparable-sales report, and placed the $1.8M construction-to-permanent loan with a CDFI lender.
Loan Amount
$1,800,000
Structure
Construction-to-Perm
Close Time
28 days
Units
6-container compound
38 Lender Partners
The Network
38 lenders who've written the word "container" in their underwriting guidelines.
We spent three years building relationships with portfolio lenders, credit unions, and CDFIs who've moved past the "comparable sales" problem. They've funded container builds. They have appraisers on their approved list. They won't ask you to explain what corrugated steel is.
Submit Your Floor Plan & Land Docs
Upload your container count, build specs, land deed, and architect drawings. Our team reviews within 4 business hours — not 4 weeks.
We Match You to 3–5 Qualified Lenders
No shotgun approach. We send your file to the 3–5 partners whose underwriting guidelines most closely match your build type, location, and credit profile.
Specialist Appraisal Ordered Same Day
We maintain a network of 14 certified appraisers with container home comp databases. Your appraisal doesn't guess — it references actual sold container homes in your region.
Close. Build. Move In.
Once approved, your loan coordinator handles every document exchange, title search, and closing condition. You focus on the build. We focus on the file.
The Process
Four steps. One desk. No guesswork on the appraisal.
We've reduced the container home loan process to four predictable steps. Every file gets a dedicated coordinator. Every appraisal gets a specialist. Every close gets a timeline.
Average Timeline
Client Results
The file was organized. The lender said yes.
"Four banks told us a container home wasn't 'real property.' ContainerLoans had us matched with a lender in 48 hours who'd appraised fourteen of them. We closed before the concrete pour."
Funded
$412,000
Closed
19 days
Marcus Delacroix
Owner-Builder · Fredericksburg, TX
"I'm an architect. I know how to design these buildings. What I couldn't solve was the appraisal gap. ContainerLoans brought in a specialist appraiser who had actual comp sales on file. That changed everything for my clients."
Funded
$1,800,000
Closed
28 days
Yuki Tanaka
Principal Architect, Tanaka Studio · Portland, OR
"I had $95K saved and thought I was $200K short. Turns out I just had the wrong lender. The rate was better than I expected and the coordinator walked me through every single document."
Funded
$192,000
Closed
16 days
Simone Okafor
Tiny-Home Convert · Durango, CO
Ready to add your project to the map?
Check eligibility in 3 minutes. No credit pull required at this stage.
Eligibility Check
Check Your Container Loan Eligibility
3 steps. No credit pull at this stage. A loan coordinator will call within 4 business hours.
Not ready to apply yet?
Download our Container Home Lender Checklist — the 23-item document list that separates funded files from declined ones. Free, no spam.